Personal Investment Notes

Everyone needs utilities. Here is a list of utility funds.

Utility Funds

IDU – Dow Jones U.S. Utilities Sector Index Fund (ETF). The Fund seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the Dow Jones U.S. Utilities Index. 0.48% expense ratio.

XLU – The fund invests in companies involved in water and electrical power and natural gas distribution industries. 0.24% expense ratio.

UTH – Utilities HOLDRS. The trust holds shares of common stock issued by specified companies that, when initially selected, were involved in the utilities industry. No expense ratio.

VPU – Vanguard Utilities (ETF). The fund seeks to track the performance of the MSCI US Investable Market Utilities Index, an index of stocks of large, medium-size, and small U.S. companies within the utilities sector. 0.25% expense ratio.